With a basic PayPal account, you can make online purchases, and you have access to instant transfers with secure transactions and paper-free record keeping.
And since it's universally recognized, it's no wonder it's among the most trusted sites of consumers and businesses everywhere; and it's free.
Free Basic Account
The best thing about PayPal is it's free. Once you sign up for a basic PayPal account and type in your personal information, you are free to make transactions free of charge. There are no service charges, transfer fees, annual fees or processing fees.
Instant Transfers
Having a PayPal account means you can receive and send money conveniently via instant transfer. Your account gives you the power to both receive and make payments for online transactions, and you can also transfer money in your PayPal account to your bank account. You can even rest assured knowing that in the event of an emergency, you can also send money to family members and friends as long as they have a valid email account and phone number.
Financial Data is Never Released
With PayPal, your financial information is never shared with third parties. This means when you make a transaction with a third party company using your PayPal account, your credit card and bank information are never revealed to the company.
Universally Recognized
PayPal is recognized by retailers and consumers in over 190 countries and regions for its secure web transactions. Therefore, when businesses offer PayPal as a payment method, it gives them credibility. In fact, it can be bad when a consumer does not see PayPal offered as a payment method, because they may not see the business as trustworthy.
Flexible Payment Options
PayPal allows you to connect different payment options to your account including your debit card, bank account and credit card for funding purchases made through your account. This means you have the power to select the payment option of your choice for funding your transactions. You can also select a backup account to cover your transactions. In the event your first option is declined, your backup choice will automatically cover the purchase.
Easy Record Keeping
Each time you make a transaction using your PayPal account, your transaction history is recorded and can be viewed or downloaded right from your online account.
Opt in to the Business Account
Opt in to the PayPal business account for better bookkeeping and pre printed shipping labels for faster shipping. See PayPal's business page for fees and restrictions.
Preferred Method of Payment on Online Auction Sites
Many buyers and auction sites such as eBay will not accept checks or money orders for purchases because they bounce and get lost in the mail. With PayPal the seller is paid right away. The buyer is sent from the winning auction to PayPal to pay for the items. Then the shipping, handling and insurance is handled by PayPal according to the terms of the auction guidelines, providing security for both buyers and sellers.
Dispute Resolution Center
With PayPal, you never have to worry about dispute settlements. If you feel the seller violated the agreement terms, you can file a claim against them. To file a dispute, you must make a claim within 30 days of making the purchase. To make your case even stronger, be sure to save documents that support your claim, such as receipts, emails, tracking numbers and any other supporting documents you may have.
PayPal Debit Card
You can apply for a debit card through your PayPal account, then use the money in your account to make purchases just as you would with a traditional credit or debit card.
Exclusive Promotions
When you sign up for PayPal, you will enjoy exclusive discounts at top retail stores like Bath & Body Works, Walmart, Overstock, Apple Store, Office Depot and more, right in your inbox. Simply place your order using the link. Select the PayPal option on the retailer's site to check out and the promo code will automatically be applied through your PayPal account. Visit www.paypal-shopping.com for a complete list of participating retailers.
Dominick Rivoli is the owner at A1 Rivoli, top office equipment and computer repair and service specialists for the Long Island, NY Nassau, and Western Suffolk areas. Visit the website at www.a1rivoli.com.
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